How to get your IRS transcript

We need your IRS Account Transcript(or Record of Account) for each tax year where you had a penalty or interest charge. The transcript lists every transaction code the IRS posted — that's how we compute exactly what you can recover. You pull it yourself; we never ask for your IRS login.

What to gather

✓Account Transcript or Record of Account — One per tax year (2019–2023) where the IRS charged you penalties or interest. This is the primary document — it has the TC codes.
✓IRS notices (if you have them) — CP14, CP161, CP501, CP503, CP504, LT11 / Letter 1058, Notice of Deficiency. Helpful but not required.
✓Proof of payments — Only if not already shown on your transcript.

PDF is best. A clear photo works too — just make sure the transaction-code rows are legible.

Get it online — fastest

Usually available immediately after you sign in.

1
Go to IRS online account
Visit irs.gov/your-account and sign in. New users verify identity through ID.me — have your driver's license or passport ready.
2
Open Tax Records
In the left nav, go to Records & Status → Tax Records.
3
Download Account Transcript for each year
Select Account Transcript (not Wage & Income) for each year: 2019, 2020, 2021, 2022, 2023. Download as PDF.
4
Upload here
Come back and upload all the PDFs in one go on the filing page. You can upload multiple years at once.

Can't use the online tool?

By mail — 5–10 business days

Use the Get Transcript by Mail tool on IRS.gov. Enter your address and Social Security number — no account needed.

Form 4506-T — 5–10 business days

Download Form 4506-T, check the Account Transcript box, and fax or mail it to the IRS per the form instructions.

For CPAs and tax representatives

Pull transcripts through the IRS Transcript Delivery System (TDS) in e-Services using your CAF number. You'll need a Form 2848 (Power of Attorney) or Form 8821 (Tax Information Authorization) on file. Request the Account Transcript or Record of Account for each year, save as PDF, and upload.

About ID.me: The IRS requires identity verification through ID.me to access transcripts online. It takes about 5 minutes with a government-issued ID. This is an IRS requirement — we have no involvement in that process.

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File by July 10, 2026.